SMART MONEY TALKS: FINANCIAL LITERACY AMONG STUDENT COOPERATIVE MEMBERS
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Global Money Week (GMW) is an annual worldwide campaign aimed at raising awareness about financial education among children and young people. Celebrated in over 100 countries, the initiative encourages youth to learn about money management, saving, budgeting, and responsible spending from an early age. GMW seeks to equip the next generation with the knowledge, skills, attitudes, and behaviors necessary to make informed financial decisions, achieve financial well-being, and build resilience in an increasingly complex economic world. Each year, participating organizations, schools, and financial institutions organize activities, seminars, and workshops to empower young people and promote financial literacy as a foundation for lifelong economic stability.
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The Cooperative Development Authority (CDA) Region V Office conducted a financial education seminar in line with the celebration of Global Money Week 2026, themed “Smart Money Talks: Learn. Save. Earn.” The activity was led by Regional Director Atty. Emilio D. Escueta III with Ms. Erlinda N. Valera, Senior CDS, in collaboration with the Bangko Sentral ng Pilipinas (BSP) South Luzon Regional Office, headed by Regional Director Atty. Tomas J. Cariño Jr., with the support of Atty. Dennis A. Gamaya, Area Director of the BSP South Luzon Regional Office. The seminar aimed to equip young participants, particularly members of laboratory cooperatives in the Bicol Region, with essential financial knowledge and skills.
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Attendees were encouraged to make informed financial decisions, manage resources wisely, and develop responsible saving and spending habits. The seminar also provided participants with a deeper understanding of the Philippine financial system and the role of financial institutions in promoting economic stability. Student-members of laboratory cooperatives and interns affiliated with CDA actively participated, gaining practical insights into budgeting, saving, and responsible financial management. Laboratory cooperatives were recognized for introducing cooperative principles and fostering financial responsibility among students at an early age, helping to develop the next generation of financially savvy cooperative leaders in the region.
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The program featured a lineup of facilitators and speakers, including Mr. Henry Carmen as Head of Security, Mr. Keith Edward S. Hidalgo delivering the opening message, Mr. Bob Almeda providing an overview, and Atty. Jennifer Louise G. Pederio and Mr. Miguel Sebastian T. Liwanag as speakers.
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Through this initiative, CDA Region V and BSP reinforced their commitment to promoting financial literacy and cooperative awareness among the youth, empowering students and young cooperative members to develop smart money habits, make responsible financial decisions, and contribute to the long-term stability and growth of the Bicol Region.
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CDA Singko, AREGLADO!
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